Without data breach class actions, large corporate defendants would be able to cause small amounts of harm over a large group of individuals without any risk of monetary penalty.
Holding companies accountable for poor cybersecurity and data theft incidents helps ensure that consumers are better protected in the future.
An auto dialer is a software tool that functions as an automatic telephone dialing system. It stores and calls telephone numbers using a random or sequential number generator. If the call is answered, a live person or pre-recorded message begins speaking, often to sell something or fraudulently gain your private information.
The law specifically prohibits companies from using autodialers to call people. Contact a lawyer if you believe your rights have been violated through autodialers.
Phishing is a crime in which you are contacted by telephone, text message, or email by some entity posing as a legitimate institution like a bank or government agency. It is a fraud meant to deceive you into revealing sensitive information, or to install malware or ransomware on your electronic device.
With enough information, thieves can then impersonate your identity to open credit accounts, steal money or goods, and leave you with the consequences.
The FTC has outlined examples of red flags to help individuals recognize a telephone scam.
One example is if the caller promises a prize by saying you won a lottery or were selected for an offer. It is likely not a legitimate prize if you did not enter for a prize and have to pay to receive it.
Another red flag is if you’re threatened with a fine, arrest, or deportation if you don’t pay some sort of fee, tax, or outstanding debt right away. Real law enforcement and federal agencies won’t call and threaten you.
A third red flag is being pressured to decide immediately, or asked to give personal identifying information as confirmation — info like your social security number, password, or answer to a security question (such as your mother’s maiden name).
The FTC also points out that there is never a good reason to send cash or pay with a gift card. Scammers often request payment in a way that makes it hard for you to get your money back, such as wiring funds, loading money on a prepaid or gift card, or using a cash transfer app.
There are some exceptions to the TCPA. Per the FCC, emergency alerts, charity calls, political calls, payment reminders, and calls that are purely informational are allowed to auto-dial or auto-text your phone.
While some account-related notices are authorized, banks, mortgage or student loan companies, and other debt collectors are still not allowed to harass you over the phone. Even if you have an outstanding account with an institution, it is still possible for them to unlawfully contact you under the TCPA code.
Following a data breach incident, victims should consider talking to a legal expert, and move quickly to take the following steps to help prevent identity theft and fraud:
We work with law firms across the country to provide the most resources possible and to build your case into a valuable settlement.
Invasion of privacy law has been established to protect consumers and citizens of the United States. When companies are negligent and fail to protect consumer information, which can be used in malicious ways, victims can contact a class action attorney to represent them in class action data breach lawsuits. A number of privacy breach and data breach claims have been settled by The Lyon Firm and other consumer protection lawyers around the country.
Consumers have rights in the USA, and when companies do not provide a service they have promised, or hold up their end of a bargain, legal action may be necessary. Consumer protection attorneys work on your behalf to hold companies responsible for providing a fair and safe service.
The Lyon Firm has worked with law firms nationwide in consumer class actions involving deceptive marketing, false advertising, food mislabeling and misleading marketing claims.
TCPA lawsuits have become one of the most common kinds of legal claims. The TCPA Act provides privacy protection for consumers by restricting how companies and organizations can contact you by telephone. Robocall harassment and unfair debt collection has been a serious issue that has required lawsuits in order to keep telemarketing companies at bay.
If you have experienced telephone harassment by a bank, real estate company, hotel, political campaign or anyone else, you may have TCPA claim. The Lyon Firm works diligently to seek compensation for those harassed at their home or work.
Class action wage and hour lawsuits are always ongoing, as some employers fail to treat employees properly, and attempt to cut workers out of earned wages. Wage theft lawsuits can be valuable for a class of plaintiffs who believes their employer has cheated them out of overtime pay and other earned wages.
There have been several wage theft lawsuits and settlements that have compensated employees for the wages they have earned, as well as damages for emotional distress and punitive damages when an employer is negligent in treating workers in accordance to Ohio labor law.