Without class actions, large corporate defendants would be able to cause small amounts of harm over a large group of individuals without any risk of monetary penalty.
Class Action allow a Plaintiff who would ordinarily not have access to the Court bring a collective action. Class Actions enforce regulatory statutes & common law caused of action that keep companies honest and hold them accountable when they deceive the public or fall below acceptable industry standards.
Bank overdraft fees are charged each time a bank approves a transaction that exceeds the available balance in a particular account. Some banks do not charge an overdraft fee if an account is overdrawn by less than $5.
A non-sufficient funds (NSF) fee is charged each time a bank rejects a transaction that overdraws a balance. Overdraft fees and NSF fees are often the same amount. A bank may choose between approving and declining an overdraft, thus only one fee should be charged, and not both on the same transaction.
Some bank will only charge up to 4 overdraft fees on a single day, but they add on to the charges by charging NSF fees instead.
Overdraft protection fees are charged each time a bank arranges a transfer from one account to another to cover an overdraft. Banks cannot include overdraft protection as an automatic account service, so customers must opt in for the programs.
While this appears to be less expensive for a consumer, I a bank does not send out mandatory notifications for each overdraft, customers can easily drain the other account with multiple fees before the next bank statement arrives.
An extended overdraft fee, or sustained overdraft, may be charged if an account balance sits in the negative for a certain amount of time—5 to 7 days. Some banks charge this fee once every 5 days, while others may even assess the fee every day until a checking account balance is above zero.
Our Firm will help you find the answers. The Lyon Firm has the experience, resources and dedication to take on difficult and emotional cases and help our class action clients obtain the justice for the wrong they have suffered.
Joe Lyon is an experienced Cincinnati Class Action Lawyer with 17 years of experience and success representing individuals and plaintiffs in all fifty states, and in a variety of complex civil litigation matters. Class Action lawsuits can be complex and require industry experts to determine the root cause of an accident or injury. Mr. Lyon has worked with experts nationwide to assist individuals understand why an injury occurred and what can be done to improve their lives in the future. Some cases may go to a jury trial, though many others can be settled out of court.
Resources/Dedication: Mr. Lyon has worked with experts in the fields of accident reconstruction, biomechanics, epidemiology, metallurgy, pharmacology, toxicology, human factors, workplace safety, life care planning, economics, and virtually every medical discipline in successfully representing Plaintiffs across numerous areas of law. The Lyon Firm is dedicated to building the strongest class action cases possible for clients and their critical interests.
Each case is unique, though The Lyon Firm fights to maximize each settlement for our clients.
Some cases are resolved in a matter of months while others can be litigated for years. Some companies wish to settle quickly to minimize a PR backlash while others fight until the end, taking each case to trial.
The Ohio Supreme Court has enumerated the requirements for maintaining a Class Action under Ohio Rule of Civil Procedure 23.
There are seven requirements:
When an Ohio Court is analyzing these factors, “any doubts” about class representative should be resolved in favor of upholding the class.
The Lyon Firm investigates and litigates class action cases involving Invasion of Privacy, TCPA, Consumer Fraud, Data Breach, and Deceptive Sales Practices, Mortgage Satisfaction, Mortgage Satisfaction Violations, and Financial Fraud.
Class Counsel Appointments and Experience: Joseph Lyon has been appointed as Co-Lead Counsel in State and Federal Class Action Cases.
Invasion of privacy law has been established to protect consumers and citizens of the United States. When companies are negligent and fail to protect consumer information, which can be used in malicious ways, victims can contact a class action attorney to represent them in class action data breach lawsuits. A number of privacy breach and data breach claims have been settled by The Lyon Firm and other consumer protection lawyers around the country.
Consumers have rights in the USA, and when companies do not provide a service they have promised, or hold up their end of a bargain, legal action may be necessary. Consumer protection attorneys work on your behalf to hold companies responsible for providing a fair and safe service.
The Lyon Firm has worked with law firms nationwide in consumer class actions involving deceptive marketing, false advertising, food mislabeling and misleading marketing claims.
TCPA lawsuits have become one of the most common kinds of legal claims. The TCPA Act provides privacy protection for consumers by restricting how companies and organizations can contact you by telephone. Robocall harassment and unfair debt collection has been a serious issue that has required lawsuits in order to keep telemarketing companies at bay.
If you have experienced telephone harassment by a bank, real estate company, hotel, political campaign or anyone else, you may have TCPA claim. The Lyon Firm works diligently to seek compensation for those harassed at their home or work.
Class action wage and hour lawsuits are always ongoing, as some employers fail to treat employees properly, and attempt to cut workers out of earned wages. Wage theft lawsuits can be valuable for a class of plaintiffs who believes their employer has cheated them out of overtime pay and other earned wages.
There have been several wage theft lawsuits and settlements that have compensated employees for the wages they have earned, as well as damages for emotional distress and punitive damages when an employer is negligent in treating workers in accordance to Ohio labor law.